Category Archives: Finances

“Launching first book in 2013!”

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Attractive Woman with Her Books

 

 

 

 

 

 

 

 

 

 

In case you were wondering….

I have not been silenced by the Powers that Be, but I have actually been preparing for a HUGE 2013!  A year that will start with the launch of my first book.  I have met with my writing coach, who you can follow on Twitter at @karenbowlding, and she has given me the green light to as she put it…”Get off my BuTT.”

I kinda hang with people who will keep it real for me.  It’s the only way you are going to get my attention.  So she has gotten it and the writing is coming right along.  I will begin to have time for blogging again so you guys will be seeing post from both my wife and I.  (I did not get that last sentence approved before typing it, but I hope she gets the HINT)

So as it is scheduled currently the release date will be March 2013 and trust me…..IT WILL BE ON!

Thanks for your support,

 

ODC

 

41 Minutes to a NEW MARRIAGE!

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Marriages are taking a hit and we are always super honest with our readers.  This week has been rough in my home and I am not sure why marriages are going through such a tough time currently. I am receiving inbox messages on Facebook with prayer requests.  We are hearing about separations that are shocking and rocking us to the core.  There are close friends of ours that are losing sleep because of emergency visits to others, wonderful couples with beautiful children that are currently discussing divorce and a few that we have already lost to divorce.

What I have realized is my marriage has a global purpose and when we have these rough times it is a smoke screen to prevent  my wife and I from grasping something HUGE and sharing it with our community.  It is a distraction to make us believe that maybe this blog was created for fun and laughs only and not to change and impact the lives of those around us.

Well we made it through the smoke screen and I would like to share what I would like to call the ‘Crossfit of Marriage’. What I am about to share with you will challenge all your marriage muscles in one workout and you will be done in less than an hour.   This information packs such a punch that it left me in tears when I first viewed it.  It is a series that you should catch but if you know you will only watch one portion, that is okay.  I have given you that one video.   If you have a spouse who will only sit still for one, here it is.  This is for the Non-Christian or the Christian.  Enough already!!  I present to you:

41 Minutes to a new marriage!!

http://bit.ly/R8hjam

ODC

p.s. Special thanks to Andy Stanley and family of www.buckheadchurch.org.  We also are enjoying his book Principals of the Path.

“Call me if you need anything.”

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The weekend started with a phone call while on 285 just before traveling through spaghetti junction.  On the phone was a friend of mine who I have known since before I married the pretty lady that shares this blog with me.  It was a friend that I had always wanted to be closer with but us always living several states over coupled with many long hours for the both of us at work, it has never worked out that way.  I actually was thinking about my mother and how brave she was to have cancelled her surgery at Duke University Hospital.  A surgery where she was to receive a heart pump that would buy her some quality of life while she waited on a donated heart to complete a transfer.  She told the doctor that she would rather wait on the heart transfer and only have to go through one surgery.  Just as this was sinking in my friends call came through.  He immediately asked, “How is your mom doing?”

I replied, “She is being a tough cookie.”  I updated him on the latest information and he mentioned how he was pretty happy the current surgery was not still a go.  I asked. “Why?”  He then shocked me and told me, “Because I want you to be here when your mom has her surgery and my wife and I have decided that we would like to pay for your travel expenses as our gift to your family.”

I was driving and was glad I was because it was the only thing that stopped me from fainting.

Can you say……RIGHT ON TIME!! Taking off from work is one thing, but taking off and then having to pay for travel is another issue.  I don’t think he realized how much this gesture meant to my family.  My family was already forever connected to his before this gesture and regardless of the miles between us he felt a need and did not call to say, “Call me if you need anything.”

THEY JUST DID IT!

ODC

How tanning can get you thrown in jail for stealing an iPhone (The Finale)

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How tanning can get you thrown in jail for stealing an iPhone (The Finale)

The funny part about Mr. Smarty Pants Police is how quickly he realized he was not dealing with a ‘Status Quo’ BOY who was going to allow him to act any kind of disrespectful way but I also was not going to play the ‘who can raise their voice the loudest game.’

He immediately walked over to his damsel in distress and asked her to tell her side of what happened.  And would you believe he actually turned his little puppy dog head to the side and listened to her entire story…..WITHOUT INTERRUPTION.

After approximately 20 minutes, his superior arrived on the scene and asked him to point towards the person who called to speak.  I also noticed the superior did not speak to him for a prep talk either.  He walked over and introduced himself and I told him who I was and he asked, “How can I assist?”

I asked him if he had a problem shaking hands with me and he said that he did not but he prefers not to take any germs home to his children.  He said it in a nice way and extended his hand saying, “If it is necessary I have no issues.”  I told him that I appreciated his response and his eyes told a completely different story from that of the officer.  He allowed me to explain my issues without interruption.

The conversation was great and went on for over an hour.  I found that his wife was a SAHM who homeschooled his children. (we actually shared curriculum challenges and I referred him to Khan Academy). He actually attempted to get his wife on the phone to speak with me while we were talking.  He also uses Dave Ramsey Financial Peace budgeting program and is on Baby Step #2.  I felt like I was talking to my twin but my WM twin is This Daddy’s Blog and so far from being a cop that it is not funny.

Anywho.

I wrote a statement to be placed in the initial rude officers personnel file and the superior assured me this would be done.  Don’t worry about me believing him. I do believe him but I always have a backup plan for the police fraternity.

During our 1-1.5 hour talk session the superior explained that he would stay on the scene with us as long as possible but if he got an urgent call he would need to take it.  I told him I understood and appreciated the advance notice.  He eventually left but the young woman’s mother, who had taken her Honda to the boyfriends home, eventually showed up with the phone.  The mother did not exit the car or even look at me.  But we already know this family had some parenting issues. She handed the phone to the daughter who handed it to the bad attitude cop who walked over and gave it to me. I looked at the phone and found it to be cracked on the face.  I immediately stated, “The face is cracked.” Little Miss Momma responds, “That is how it looked when we found it.” I looked her in the face and said, “I thought you didn’t know anything about an iPhone because there was NO phone in the bag!”  I told her I will let the judge decide if she should pay for my wife’s phone to get fixed.

At this point he told me that I had the option to write a statement that would be included in the police report…but said, “It’s really not necessary since you have the phone back.”

I told him I wanted to write a report.  He gave me 2 pieces of paper and half of the first one was filled with lines for my information.  I told him that I would need a few more pages and wrote a super long statement with 75% of it not even focusing on the cell phone but on his treatment.  He then had to go back and type up my statement into the report and read all of what I felt about his actions and how I really appreciated his superior officer but that I did not trust either officer to turn in the reports given to them and I would be making a visit to Henry County to file an internal affairs complaint.

It will take time for this to get done but these are the things we must do to pay stuff forward in hopes of correcting this curve between BM and the police.

Just a few items that I would like to bring up since this ended up being a little more about the Henry County police.  The young lady was cold while waiting and the officer gave her a Henry County police jacket to wear.  I just wonder if he would have done the same for me.  I also heard that is against policy but have been unable to verify.  He can’t say it did not happen because I actually took a picture of the couple standing side by side with their police gear on when I was pulling out of the parking lot.  I will post it later.  I have my reasons but don’t worry it will be the original and not photoshopped.

Also, I felt really bad for one of the young girls (8) who started crying because she thought she was going to jail.  I have a daughter around the same age who is so sensitive and I was telling my wife it just broke my heart to see her so upset and her mom being the cause of it all.

Well, I never even laid my eyes on the boyfriend.  He never made it to the scene.  The mother ,who could not look at me, had to go pick the phone up and actually had a client in the salon that was unable to get her hair done because of all this mess.

There was something good that came out of this.  My wife and I have some friends that I wish we were closer to, and I spoke to the husband while on the way and once at the shopping center.  He let me know that I was 3 minutes from there home.  Also, when my GPS directed me, it took me a way that I did not know existed. Now I realize they are only 25 minutes from us and not the 45 it was taking me on the highway.  So we are planning a Friday night family movie night and Saturday morning Crossfit session with them.

WOW! We finally made it to the end and I want to thank all of you for hanging in there with us to get to this point.

Point to remember:

Log your phone with ICloud!!

Apple is the bomb and I guess I have to now get my wife the IPAD.  I have been running for to long but they have earned my business as a customer for life!! The frenzy is actually worth it for our family.

BTW, here is a plug for Six Flag’s lost and found department. Apparently, WF did turn in the Hello Kitty Bag, but conveniently decided to keep the phone. The bag was mailed to us yesterday.

ODC

Your successful new life may need scheduling!

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My wife had me grab a dry erase board and told me to prepare to use the board to answer some questions.  Of course it is after a long day and I have very little patience but play along because I think it’s going to lead to something physical, that I will enjoy.

She asked me to make a list of the things that are important to me:

1.

2.

3.

4.

5.

I left them blank so you can fill in your answers. I don’t want to distract you by having you look at my stuff.  After writing this she asked me to find a Bible scripture that I could use as a foundational scripture for each.  This was to help me see just how much of what was important to me was also important to God!

She then had me draw a line down the middle board and on the left side begin to write the days of the week.

Sunday

Monday

Tuesday

Wednesday

Thursday

Friday

Saturday

But you knew that…huh?

She then had me make my entire weekly schedule and we discussed when each of the items that I had deemed important would get time and I was amazed at how this turned out.  My schedule was so packed that if some of the items I deemed important were going to get touched some major changes would need to be made.

I discovered that there are several things in my life that I would like to improve and if those areas are going to improve I am going to have to invest the time, energy and efforts.  This involves getting out the bed at 4:30am-5:00am when my wife goes to the gym.  (something that is important to her and she has done this for the 12 years we have been married)

She told me, “Most people are not willing to invest in themselves or grind for what they want.”  Then she asked me, “Are you?”

This woman is mind-blowing!!! 

ODC

Note to Singles: “Iron sharpens Iron.” Even in a marriage

“That’s My Boy” is NOT MY BOY!!

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With finances being SUPER TIGHT currently, I jumped at the opportunity to take my wife to a FREE screening for the Adam Sandler film “That’s My Boy.” 

I was totally embarassed after only about 3 minutes into the film.  And ready to leave after about 10. 

We both were looking at each other like….”REALLY?”

We decided to stay just to see how things turned out and I wanted to be able to say in this review that I actually watched the entire Horrible piece.  As not to give those Adam Sandler fans an out.

The comedy was crude and there were several…SEVERAL pornographic scenes.  Come on! Is that what you need to produce an actor worth 350million in the US and call it comedy?

I have four daughters and I would be embarassed if they found out I actually took my wife to this movie.

Another aspect I thought about was how many minority films are not being produced or are fighting for funds and this crap is being pushed as the blockbuster movie of the week.

Big Dissapointment: Todd Bridges was in the film and was smoking weed out of a bong and had white powder on his nose.  REALLY?  Todd are you THAT BAD OFF.

This movie gets 4 Thumbs DOWN from my family and was a waste of my time and gas to get there.

ODC

Open Letter to Couples Shacking Up: She/He is not going to marry you!

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This is an open letter/special report in response to the  alarming statistics that 68% of AA children are born into Single Parent households. This is an alarming number that becomes crippling when we add that 54% of these children will not graduate from high school.  I had the hardest time trying to swallow these number when they were announced some time ago because my wonderful mom was a Single/Divorced Parent for many years and she has a 100% college graduation rate in her home with two children.

THEN IT HIT ME!

She graduated from college! She went back to school and worked at the same time and her children were able to see her do this while not getting much sleep and leaning on her family and friends for support. She realized early in life that your children are going to model your behavior. She had to go through a season in her life where her children and family were most important.

So today I have come to present an Open Letter…and a very short one at that…maybe the shortest in Open Letter History. (if anyone is tracking let me know, because my wife—NOT ME—is a stickler for the rules)

If you are shacking up…defined-1. as living with each other and not being married, 2. place where you have a side of the closet and you are not paying rent 3. the house where you are answering the phone but not getting mail 4. a place where you can park your car so it will not get repossessed and it is actually NOT inconvenient

The person you are shacking with….IS NOT GOING TO MARRY YOU!

WHY NOT?

People marry those they respect and they would not be shacking with you and playing family and having their children play family if they respected you.

And don’t think because you happen to be shacking and don’t have children that you are exempt.  You have less baggage and the person you are shacking with respects you even less than the person with the children.  They have NO EXCUSE why you are not married.

It has nothing to do with the economy!

Do you think he/she would be screaming that if the woman were Halle Berry (I know she wouldn’t because she likes getting married) or Idris for the ladies?

NOPE!  They would run to the justice of the peace and get that paper and work everything else out later.

I am just saying that this shacking mess is hurting our children and community. These numbers are not correct.  These children are actually being born to households with two adults but one is taking responsibility for the children.

The other one is just being “THE MILK MAN.” (If that went over your head, simple call your Grandfather and he will clear it up for you)

I am tired of the breakdown of the family happening right before our eyes and no one speaking out about it.

So I will.

So today I challenge you to prove your children are most important.

I challenge you to prove it with your actions.

I challenge you to make your home a family environment where your children can feel loved and feel you are being loved.  An environment where they can get the best attention and education, graduate from high school, start a business or pursue a higher education.

So for those of you who love reality shows:

THE REALITY IS SHE/HE IS NOT GOING TO MARRY YOU!

ODC

“March Madness Blogging Series”

Does spanking really work?

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My wife and I have struggled with this for our entire marriage and I don’t want to go deep in this post but do want to give my wife credit for a home run  she hit just yesterday with one of our daughters in the area of discipline.

Our 8 y.o. took some scissors and cut a cute little bracelet that was handmade by our 6 y.o. The bracelet was something she really liked and had been wearing for about the last week or so.

The 6 y.o. did a great job practicing self-control, which she struggles with, and just came and spoke to my wife about the incident.

My wife called my 8 y.o. and asked her what happened and then why she did the cutting.  ”I don’t know” might have been her answer or maybe I am just saying it because that is normally her answer when she does something wrong.

The result:

My wife asked my 8 y.o. if she currently had any money and she said, “Yes.”  My wife asked her to go and bring what she had.  After bringing it back and presenting her cash to my wife she got that sad look.  I was cracking up on the inside and was so proud of my wife.

And she did it!!

She had my 8 y.o. pay for what she had done by giving my 6 y.o. money for her bracelet. This really meant a lot to her and allows her to purchase  the supplies to make another one.

This is something I probably would have just given a spanking over when we first got married, but we now attempt to choose the best option that reaches the child and speaks their language.

I need you to understand that my 8 y.o. previously received money on her birthday and still had some of the money on her next birthday.  At that age, what child does that?  Only she is that protective of her money and because of that….

This was a home run and she will never forget the consequences of THIS action.

Congrats to mommy for being great and not reacting quickly but going the route of most effective discipline.

And in this instance, it was not to spank because it just would have gone in the database with every other spanking, but now she remembers this specific incident.

Thanks for visiting our site.

We appreciate you all,

ODC

“March Madness Blogging Series”

Do we take the Easy or Hard road?

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Happy 1 year anniversary: ReMix and it is still relevant!

I just received an amazing article from a friend…am I wrong if I say she is white?  Well I have spoken to her and she is okay with me saying it…so you just get over it.  We actually were sharing with each other about raising children and I said something that sparked her memory and she promised she would send me a copy of the article…AND SHE DID! (I told you she was white)…Some of you guys need to learn to laugh a little and get over yourself.  I am not a racist!  Quick…Who do I sound like?

There I go again…off the subject.

Well back to the lecture at hand.  So the article is awesome.  If I did not think she would read this I would just retype it and take credit for it…Naw because I have to add my 2 cents.  But the question at hand…….Why is life so tough?

The answer is…….

It’s not! For most of us, it is very simple…EASY EVEN.  Because we take the easy way out.  Here are a few examples:

Spending is easy, Saving is hard.

Cheating is easy, Faithful is hard.

Public school is easy, Homeschooling is hard.

Sex is easy, Love is hard.

Going along is easy, Walking alone is hard.

Epidural is easy, Natural is hard.

Formula is easy, Nursing is hard.

Reaction is easy, Action is hard.

Pizza is easy, Salad is hard.

Sleeping in is easy, Early workouts are hard.

Watching TV is easy, Reading is hard.

Talking about God is easy, Praying to and following God is hard.

Getting married is easy, Staying married is hard.

So why is all this true?

Because nothing in life that is worthwhile comes without effort.

Thanks for stopping by…

See you tomorrow.

ODC

“March Madness Blogging Series”

In Marriage is Cheating a DEAL BREAKER?

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You better believe this one is going to get HOT!

I presented this question on my Facebook page over the weekend and it did not turn out like I had expected. Send me a friend request at Michael J. Covin(don’t forget the period) to see the responses.

Let me begin…

I love to present issues I believe need addressing.  I am not attempting to get permission for anyone to CHEAT!! (make sure you read that last sentence again…out loud if needed)

There are several of us dealing with challenges in our marriages and attempting to navigate to a successful outcome.  Many married couples are dealing with overcoming infidelity in their marriage and are finding it very challenging.

First let’s define CHEATING as it pertains to this posting.

CHEATING in this post is going to be defined as sexual intercourse with someone other than your spouse.  (I do realize that there are other actions that can be defined as cheating but for this post we will use this definition) (UGH! OK for those of you who are asking. In my marriage, if your spouse doesn’t know about your actions…that is defined as cheating)(now back to our post)

It is amazing to me how many of us give a response to this question that sounds like when we were just in the dating world.

Examples taken directly from Facebook responses:

1. Yes. (Period)

2. Depends on if MAGNANIMITY exist in the relationship along with strong community support

3. Yes. Always

4. as 4 me, it is definitely a deal breaker

5. YES, IT CHANGES THE WHOLE RELATIONSHIP,IT DEMEANS,DE GRADE AND DESTROYS…..LISTEN TO ELTON JOHN…SACRIFICE

6. we don’t marry until death do we part….it is until real life happens we part…

Of course there were several other responses but it seemed like the women were a sure…I AM HITTING THE ROAD! (So fellas…You have been warned)

These responses were disturbing to me because I like to know the answer to the question:  How did we get here?

And I feel if you don’t ask and find the answer to that question you could very well find yourself in the next marriage and at the same point for the exact same reason.  I am not saying cheating is okay but when people continue to have conversations in their heads and not speak to their spouse about what they are thinking…

Confusion and thus cheating happens.

I really need your help on this one, because we are all human and I am not feeling the human side to some of these responses.  I know I present it like I have all the answers but I am stumped on this one.

HELP…

ODC

“March Madness Blogging Series”